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Analyze a property

Fill the form for a verdict + scorecard + stress tests. Everything is private — only the URL of the saved deal is shareable.

Inputs

Property

What you're buying and what you'll rent it for. Address lookup is optional but autofills taxes + flood zone.

Shortcut: imports purchase price, property type, and address. If the site blocks us, use HTML paste below.

Type to see live suggestions (free OSM autocomplete). Pick one to auto-fetch tax rate + flood zone + city building facts.
After-Repair Value. The market value the property will support once rehab is finished and it's rent-ready. Drives the refi loan size and the 70% rule.
Expect the lender's appraiser to come in this much under your ARV. Industry benchmark: 5–15%. Affects the refi loan size + the 'all-in > ARV' hard-fail check, but leaves your cap rate / MAO / equity math on YOUR ARV. Default 0%.
Rent once the unit is rehabbed and reliably occupied — the market rent you'll collect month after month, not a lease-up or below-market figure. Drives NOI, cap rate, and the verdict.

Operating expenses

Absolute amounts annual; percentages of gross monthly rent.

Acquisition financing

The loan you use to buy. Typically a hard-money / DSCR bridge in BRRR.

Refi financing

The cash-out refinance after rehab. Drives MAO and cash-left-in.

Choose the type of refi destination. The optimizer will enforce that product's seasoning and DSCR floors when ranking months. Pick 'Custom' to keep freeform behavior.
Loan-to-Value ratio. The fraction of ARV your refi lender will lend you. Typical cash-out refi LTV for investment property is 70–75%.

Holding costs

Monthly carry while you rehab. Multiplied by holding months into the all-in.

Most DSCR lenders require 6-12 months of ownership before a cash-out refi. Verify with your lender; you may need to extend the hold or switch to a delayed-financing exception (cash-only purchase).

Slow-BRRR: leave at 0 for a standard 5-6 month rehab→refi. Set to months rented if you held longer (e.g. 18-month hold = ~3 mo rehab + 15 mo rented). Rent during these months offsets carrying costs.

Slow-BRRR Phase 2: if you refi out of hard money into a conventional bridge once rehab is done, enter the lower monthly carry. Leave 0 to use HM rate for the whole hold.

Results

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Verdict + key metrics update as you type. No round-trip — the calc engine runs in your browser.